Deposit and withdrawal methods
Indian payment rails for funding and payouts: UPI, wallets, cards, and net banking. Every method below is free of platform fees, and processing times are stated honestly rather than optimistically.
Withdrawal methods
| Payment method | Type | Fee | Processing time | Description |
|---|---|---|---|---|
| UPI | Instant transfer | Free | Within 24 hours | Withdrawals return to a UPI ID or bank account in your own name. After internal approval, funds are usually available within 24 hours, often within minutes. |
| Paytm wallet | Electronic wallet | Free | Within 24 hours | Wallet payouts are normally credited within 24 hours of approval, with the wallet's own balance rules applying afterwards. |
| Visa | Debit or credit card | Free | 1 to 5 business days | Card payouts return to the same Visa card where your bank supports it. Final posting depends on the issuer and usually takes one to five business days. |
| Mastercard | Debit or credit card | Free | 1 to 5 business days | Mastercard payouts return to the funding card where the issuer supports it, typically within one to five business days. |
| Net banking | Bank transfer | Free | 1 to 3 business days | Bank withdrawals go to the verified Indian account on file and normally complete within one to three business days after checks. |
Deposit methods
| Payment method | Type | Fee | Processing time | Description |
|---|---|---|---|---|
| UPI | Instant transfer | Free | Instant | UPI moves funds from any Indian bank account in seconds, 24 hours a day. Deposits normally appear on the trading account within a minute of the payment succeeding in your UPI app. |
| Paytm wallet | Electronic wallet | Free | Instant | Paytm deposits from your wallet balance are confirmed on the spot and usually reach the trading account instantly. Keep your Paytm KYC complete so limits stay at their highest. |
| PhonePe | Mobile wallet | Free | Instant | PhonePe deposits authenticate in the app and are normally credited immediately after confirmation. The UPI rails underneath process around the clock. |
| Visa | Debit or credit card | Free | Instant | Visa deposits are authorized in seconds and may pass an additional Verified by Visa check. After approval the amount is normally credited immediately. |
| Mastercard | Debit or credit card | Free | Instant | Mastercard deposits use Identity Check verification for security. Once the transaction is approved the funds are typically available right away. |
| Net banking | Bank transfer | Free | 1 to 3 business days | Net banking deposits are initiated on your bank's site and clear on standard rails. The deposit appears once your bank releases the batch, normally within one to three business days. |
| PayPal | Electronic wallet | Free | Instant | PayPal lets you fund the account from a linked card or bank for accounts with international billing. After confirming the payment the deposit usually arrives instantly. |
Before you move money
Withdrawals are processed under the written withdrawal policy, including verification checks and limits. Deposits must come from UPI IDs, cards, or accounts in your own name; third-party funding is returned. UPI keys and wallet KYC should match the name on your account, since mismatches are the most common cause of payout delays. Questions about a specific rail are answered by Client Support and Compliance at [email protected].